What happens if I disenroll from my plan? If you leave your plan, your OTC benefit will end automatically on the same date your plan ends. Related articles What happens if I mail in an order on the last day of the calendar quarter? Can I order more OTC products than my allowance will cover in a single order and cover the remaining charges myself? How many days does it take to receive an order? Can I use my allowance at a local pharmacy or anywhere else outside the over-the-counter (OTC) program?